Key Drivers
- Below tangible
- Weak FCF
- High leverage
AIAI Summary
Reframe UMH as an operational growth REIT whose upside now depends on executing a rental-home conversion program and converting NOI gains into positive free cash flow within a clear payback window; if FFO-to-capex conversion does not improve, dividend coverage and balance-sheet health will be at material risk. Actionable triggers to watch: quarterly FFO-to-FCF conversion rate, cadence of 700–800 rental-home additions and stabilization rents, and any preferred/debt issuance or asset sales that dilute equity or address cash needs.
Price Chart
Financial Metrics
Deep Analysis
Research tool. Not personalized advice.
Fundamental Analysis
Key Financial Insights:
- •Below tangible
- •Weak FCF
- •High leverage
UMH trades below tangible book with strong gross/EBITDA margins and a 4% yield, but weak free cash flow, heavy capex and meaningful net leverage have driven volatile profitability. #asset-backed #cash-strain
Price Behavior
Key Price Behavior Insights:
- •Below last-month SMA
- •Failed mid-Feb highs
- •Support at $14.14
UMH is in a short-term downtrend: the 2026-03-20 close of $14.14 is about $0.96 (≈6%) below last month's ~ $15.10 SMA, having failed to hold mid‑Feb highs near $16.18–$16.20 (now resistance) while immediate support sits at $14.14 and a decisive break below would increase downside risk.
Failure to hold mid‑Feb highs created a clear resistance zone
Sentiment & News
Key News Insights:
- •Income & FFO uplift
- •Strong liquidity
- •Share-price pressure
UMH reported stronger 2025 operating results—Total Income +9% and Normalized FFO +15%—with improved expense ratios and a well-laddered, mostly fixed-rate balance sheet easing dividend/leverage concerns despite a small Q4 loss and shares near 52-week lows.
Improved operations and balance-sheet stability should underpin investor confidence and a potential valuation rebound, though near-term share performance may stay muted until sustained momentum emerges
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