Westamerica Bancorporation

Fundamentals7.4
Price Action6.8
News Sentiment0.0
AI Rating
6.4

Key Drivers

  • Strong margins
  • Heavy leverage
  • Solid liquidity

AI
AI Summary

6.4

WABC should be viewed as a resilient, cash-returning regional bank rather than a growth story, with upside now depending on whether management can defend stable margins and credit quality while continuing dividends/buybacks—if funding costs rise or loan demand stays soft, the current valuation leaves limited room for disappointment.

CapitalReturn
MarginPressure
RegionalBank‍

Price Chart

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Financial Metrics

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Revenue (TTM)
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Net Income (TTM)
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EPS (Q)
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MCAP

Deep Analysis

Research tool. Not personalized advice.

Fundamental Analysis

7.4

Key Financial Insights:

  • Strong margins
  • Heavy leverage
  • Solid liquidity

WABC remains highly profitable with strong cash generation and ample liquidity, but elevated leverage and low asset turnover temper an otherwise reasonable valuation.

Profitable
Leverage

Price Behavior

6.8
Research tool. Not personalized advice. Technical analysis is for informational purposes only.

Key Price Behavior Insights:

  • Higher lows
  • New period high
  • Near resistance

WABC has trended higher over the last month, with steady higher lows and a new high near $60, but it is now approaching resistance and may pause before extending further.

Uptrend
Neutral
Support Level: $58.00
Resistance Level: $60.00 to $60.10

Brief push to $60.08 followed by a mild pullback to $59.51

Sentiment & News

0.0