Westamerica Bancorporation

Fundamentals7.0
Price Action5.0
News Sentiment0.0
AI Rating
6.0

Key Drivers

  • Very high margins
  • Net cash position
  • Low asset turnover

AI
AI Summary

6.0

WABC appears to be a well‑capitalized, high‑margin regional bank offering an attractive dividend income story, but its near‑term profitability and dividend sustainability are highly dependent on volatile investment‑portfolio marks, weak loan growth and pressured NII—monitor sustained loan rebound, reduced OCI volatility, and NII stabilization as the key catalysts.

Income
Volatility
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Price Chart

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Financial Metrics

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Revenue (TTM)
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Net Income (TTM)
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EPS (Q)
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MCAP

Deep Analysis

Research tool. Not personalized advice.

Fundamental Analysis

7.0

Key Financial Insights:

  • Very high margins
  • Net cash position
  • Low asset turnover

WABC combines very high margins, strong free cash flow and a net-cash balance with low leverage and attractive multiples, but is weighed down by low asset turnover and volatile investment-related cash flows.

Undervalued
Risky

Price Behavior

5.0
Research tool. Not personalized advice. Technical analysis is for informational purposes only.

Key Price Behavior Insights:

  • Below last month SMA
  • Lower highs
  • Defined range

WABC has slipped below its last month SMA (~$50.8) and, after a ~6–7% decline from ~$53.08 to ~$49.61 with lower highs, is trading in a defined $49.4–$53.1 range with resistance holding near $52.3–$53.1 and support near $49.4–$49.7.

bearish
Support Level: $49.4–$49.7
Resistance Level: $52.3–$53.1

~6–7% drop from $53.08 (2026-02-20) to $49.61 (2026-03-20) indicating weakening momentum

Sentiment & News

0.0