Westamerica Bancorporation

Fundamentals7.0
Price Action5.5
News Sentiment7.0
AI Rating
6.5

Key Drivers

  • Strong Cash Flow
  • Solid Liquidity
  • Heavy Liabilities

AI
AI Summary

6.5

WABC should be viewed less as a growth bank and more as a stable capital-return vehicle: strong cash generation and profitability can keep supporting dividends and buybacks, but near-term upside likely stays capped unless loan and deposit growth reaccelerate and the securities-heavy balance sheet faces less rate pressure.

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LoanGrowth
RegionalBank‍

Price Chart

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Financial Metrics

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Revenue (TTM)
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Net Income (TTM)
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EPS (Q)
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MCAP

Deep Analysis

Research tool. Not personalized advice.

Fundamental Analysis

7.0

Key Financial Insights:

  • Strong Cash Flow
  • Solid Liquidity
  • Heavy Liabilities

WABC looks like a steady, cash-generative bank with strong profitability and liquidity, but its upside is capped by heavy deposit-funded liabilities and a valuation that is only moderately attractive.

CashFlow
Profitability

Price Behavior

5.5
Research tool. Not personalized advice. Technical analysis is for informational purposes only.

Key Price Behavior Insights:

  • Fading momentum
  • Lower highs
  • Nearby resistance

WABC has been mildly constructive over the last month, but recent lower highs and a pullback to $53.78 show fading momentum with $53.4-$53.0 support and $54.8-$54.9 resistance nearby;

WABC
pullback
Support Level: $53.4 to $53.0
Resistance Level: $54.8 to $54.9

After testing the early

Sentiment & News

7.0

Key News Insights:

  • Earnings beat
  • Dividend hike
  • Buyback boost

Westamerica Bancorporation topped quarterly earnings estimates, hit a 12-month high, and signaled stronger shareholder returns by raising its dividend and expanding its buyback program.

earnings
buybacks

The news is modestly positive for WABC, with stronger earnings and more aggressive capital returns likely supporting investor sentiment