Westamerica Bancorporation

Fundamentals5.5
Price Action5.0
News Sentiment5.5
AI Rating
5.2

Key Drivers

  • Strong profitability
  • Rising leverage
  • Tighter liquidity

AI
AI Summary

5.2

WABC now looks best suited as a defensive income-and-capital-preservation bank rather than a growth story, because steady dividends and solid profitability are being offset by declining core interest/fee income and a richer 12.5x P/E, 1.63x P/B valuation that limits near-term upside unless earnings reaccelerate or the stock decisively clears resistance.

Income
Valuation
Banking‍

Price Chart

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Financial Metrics

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Revenue (TTM)
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Net Income (TTM)
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EPS (Q)
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MCAP

Deep Analysis

Research tool. Not personalized advice.

Fundamental Analysis

5.5

Key Financial Insights:

  • Strong profitability
  • Rising leverage
  • Tighter liquidity

WABC remains solidly profitable and well-capitalized with a large liquid securities base, but rising leverage, weaker cash, and a richer valuation make the stock less attractive near term.

Profitability
Leverage

Price Behavior

5.0
Research tool. Not personalized advice. Technical analysis is for informational purposes only.

Key Price Behavior Insights:

  • Support Hold
  • Resistance Cap
  • Choppy Rebound

WABC remains range-bound and constructive but neutral, holding $58.5-$58.8 support and rebounding, yet still capped by $60.4-$60.9 resistance until a breakout confirms upside.

RangeBound
Neutral
Support Level: $58.5-$58.8
Resistance Level: $60.4-$60.9

Four-session rebound after testing $58.5-$58.8 support following a dip into 2026-08-10

Sentiment & News

5.5

Key News Insights:

  • Stable earnings
  • Slight EPS uptick
  • Quarterly dividend

WABC delivered steady Q2 results with flat net income, modest EPS improvement, and a continued quarterly dividend, signaling stable performance and ongoing shareholder returns.

Earnings
Dividend

The update suggests a stable operating profile with modest income momentum and sustained income-focused appeal for investors