World Acceptance Corporation

Fundamentals6.0
Price Action5.0
News Sentiment6.0
AI Rating
6.0

Key Drivers

  • Cash Conversion
  • Debt Burden
  • Margin Pressure

AI
AI Summary

6.0

WRLD is shifting from a simple cyclical rebound to a leveraged cash-return story: the new $50M buyback and strong free cash flow support shareholder returns, but the stock now hinges on stable credit quality and sustained margin discipline because leverage and softer profitability leave little room for earnings slippage.

Buyback
Leverage
CashFlow‍

Price Chart

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Financial Metrics

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Revenue (TTM)
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Net Income (TTM)
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EPS (Q)
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MCAP

Deep Analysis

Research tool. Not personalized advice.

Fundamental Analysis

6.0

Key Financial Insights:

  • Cash Conversion
  • Debt Burden
  • Margin Pressure

WRLD generates strong cash flow and holds substantial investments, but its elevated leverage, moderate interest coverage, and softer recent margins make the stock look fairly valued rather than clearly cheap.

CashFlow
DebtRisk

Price Behavior

5.0
Research tool. Not personalized advice. Technical analysis is for informational purposes only.

Key Price Behavior Insights:

  • $180 Support
  • Mid-$190s Cap
  • Rebound Momentum

WRLD's last month trend is neutral to slightly positive, with a rebound off $180 improving momentum, but it still needs a decisive break above $195-$200 to confirm a more bullish setup.

WRLD
PriceAction
Support Level: $180
Resistance Level: $195-$200

Sharp late-July drop to $180, then rebound toward $195, signaling elevated volatility

Sentiment & News

6.0

Key News Insights:

  • Earnings beat
  • Revenue growth
  • Stake trimming

World Acceptance topped fiscal Q1 2027 expectations on 4.8% revenue growth, lower provision expense, and refinancing gains, boosting the stock even as Empowered Funds cut its WRLD stake.

earningsbeat
refinancing

The results are modestly positive for WRLD near term, but the later position reduction suggests some investors remain cautious after the rally