Wintrust Financial Corporation

Fundamentals8.0
Price Action7.0
News Sentiment7.0
AI Rating
6.8

Key Drivers

  • Strong profitability
  • High leverage
  • Solid liquidity

AI
AI Summary

6.8

WTFC has shifted from a simple “quality regional bank” story to a fully recognized, high-quality franchise, so the investment case now depends less on proving execution and more on whether it can keep outperforming enough to justify a fresh-high valuation amid margin, funding, and credit-cycle risks.

Quality
Valuation
RegionalBank‍

Price Chart

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Financial Metrics

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Revenue (TTM)
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Net Income (TTM)
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EPS (Q)
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MCAP

Deep Analysis

Research tool. Not personalized advice.

Fundamental Analysis

8.0

Key Financial Insights:

  • Strong profitability
  • High leverage
  • Solid liquidity

WTFC remains a solidly profitable, cash-generative bank with strong liquidity and covered dividends, but high leverage and a valuation around 13x earnings suggest the stock is fairly priced rather than cheap.

Profitable
FairValue

Price Behavior

7.0
Research tool. Not personalized advice. Technical analysis is for informational purposes only.

Key Price Behavior Insights:

  • Higher Lows
  • Tight Support
  • Extended Rally

WTFC is still in a constructive last month uptrend, holding higher lows near $160 with immediate resistance at $162.8-$163.0, but the stock is extended after a fast run so a brief pause is plausible.

bullish
neutral
Support Level: $159.8-$160.4
Resistance Level: $162.8-$163.0

Fast ~9% rise over the last month has pushed

Sentiment & News

7.0

Key News Insights:

  • Profit growth
  • Deposit expansion
  • Earnings catalyst

WTFC is showing strong operating momentum with higher income, deposit growth, and solid asset quality, but its fresh 52-week high has increased valuation caution ahead of July earnings.

WTFC
earnings

The news is supportive of the stock's fundamentals, but near-term upside may be capped until the upcoming earnings report confirms continued execution