Wintrust Financial Corporation

Fundamentals7.0
Price Action4.0
News Sentiment6.0
AI Rating
6.0

Key Drivers

  • Margin Expansion
  • Deposit Growth
  • Leverage Risk

AI
AI Summary

6.0

WTFC is a high-quality, improving regional-bank franchise—not a turnaround—but its premium valuation leaves limited upside unless it sustains earnings beats through deposit-funded growth, operating leverage, and fee-income diversification; investors should be patient given rate/funding sensitivity, rising unrealized securities losses, and limited capital-return support.

FranchiseQuality
ValuationRisk
Watchlist‍

Price Chart

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Financial Metrics

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Revenue (TTM)
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Net Income (TTM)
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EPS (Q)
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MCAP

Deep Analysis

Research tool. Not personalized advice.

Fundamental Analysis

7.0

Key Financial Insights:

  • •Margin Expansion
  • •Deposit Growth
  • •Leverage Risk

WTFC offers improving profitability, deposit growth, strong cash generation, and reasonable valuation, though leverage and worsening comprehensive losses warrant caution.

ProfitableGrowth
BalanceSheetRisk

Price Behavior

4.0
Research tool. Not personalized advice. Technical analysis is for informational purposes only.

Key Price Behavior Insights:

  • •Consecutive declines
  • •Critical support
  • •Weak momentum

WTFC remains bearish over the last month, with support at $147.50 critical; reclaiming $150.50 could spark a rebound, while a break below support signals further downside.

Bearish
Technical
Support Level: $147.50
Resistance Level: $150.50–$152.40

Sharp drop to $148.24 on 2026-09-16 highlighted recent selling pressure

Sentiment & News

6.0

Key News Insights:

  • •Strong operating momentum
  • •Premium valuation concerns
  • •Institutional buying

Wintrust's strong deposit, loan, profit and asset-quality growth supports fundamentals, but premium valuation and limited capital-return catalysts temper near-term upside.

WTFC
Banking

WTFC's solid execution supports stability, though valuation may constrain near-term share appreciation