XP Inc.

Fundamentals8.0
Price Action5.0
News Sentiment0.0
AI Rating
6.0

Key Drivers

  • High Margins
  • Strong Cash Flow
  • Heavy Leverage

AI
AI Summary

6.0

XP now looks more like a high-quality cash generator than a pure growth rerating story, with solid margins and cash flow but slowing net inflows and a softer take rate meaning the stock likely needs clear evidence of renewed monetization before it can re-rate materially higher.

CashFlow
Inflows
Valuation‍

Price Chart

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Financial Metrics

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Revenue (TTM)
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Net Income (TTM)
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EPS (Q)
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MCAP

Deep Analysis

Research tool. Not personalized advice.

Fundamental Analysis

8.0

Key Financial Insights:

  • High Margins
  • Strong Cash Flow
  • Heavy Leverage

XP remains highly profitable and cash-generative with attractive earnings multiples, but elevated leverage and a thin equity cushion keep the risk profile high.

Profitability
LeverageRisk

Price Behavior

5.0
Research tool. Not personalized advice. Technical analysis is for informational purposes only.

Key Price Behavior Insights:

  • Higher lows
  • Support holding
  • Breakout stalled

XP has recovered over the last month with higher lows and firm support at $15.50-$15.80, but it remains capped below $16.30, so the move is constructive yet not a confirmed breakout.

bullish
consolidation
Support Level: $15.50-$15.80
Resistance Level: $16.30

Sharp rebound from the 2026-06-10 low, then a slight late-June pullback stalled momentum

Sentiment & News

0.0

Key News Insights:

  • Price Rebound
  • Low Range Position
  • Value Gap

XP Inc. shares rose 4.5% to $15.99, but the stock remains near the low end of its 52-week range and well below GF Value, signaling only a modest rebound.

ValuationGap

The move is mildly positive, but the stock still looks structurally undervalued and remains in a depressed trading band