PRA Group, Inc.

Fundamentals4.0
Price Action5.0
News Sentiment6.0
AI Rating
5.0

Key Drivers

  • Profit Rebound
  • Negative Cashflow
  • Heavy Leverage

AI
AI Summary

5.0

PRAA's rebound should be viewed as a potential portfolio-value and efficiency inflection—not merely a post-2025 recovery—but investors should wait for European ERC revaluations and improved collections to translate into positive free cash flow before underwriting the earnings uplift, given $3.79B of debt and thin downside tolerance.

ERCUpside
CashFlowRisk
Leverage‍

Price Chart

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Financial Metrics

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Revenue (TTM)
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Net Income (TTM)
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EPS (Q)
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MCAP

Deep Analysis

Research tool. Not personalized advice.

Fundamental Analysis

4.0

Key Financial Insights:

  • Profit Rebound
  • Negative Cashflow
  • Heavy Leverage

PRAA's quarterly turnaround is strong, but persistent negative cash flow, heavy leverage, and high interest costs warrant caution despite below-book valuation.

LeverageRisk
Turnaround

Price Behavior

5.0
Research tool. Not personalized advice. Technical analysis is for informational purposes only.

Key Price Behavior Insights:

  • Recovery losing momentum
  • Support remains critical
  • Breakout needed

PRAA remains cautiously bullish over the last month above $18.60 support, but needs to stabilize near $19.10 and break $20.20–$20.60 resistance to regain momentum.

Technical
Support Level: $18.60–$18.75
Resistance Level: $20.20–$20.60

Roughly 7% pullback from the $20.60 peak to $19.14

Sentiment & News

6.0

Key News Insights:

  • Earnings Beat
  • Buyback Expansion
  • European Collections

PRA Group's earnings beat, stronger European collections, cost discipline, and expanded buybacks signal improving momentum despite institutional selling.

EarningsBeat

The results and capital-return actions are likely supportive for PRAA sentiment and valuation